Getting pre-approved for a mortgage is a critical step in the home buying process. It not only helps you understand your budget but also makes you a more attractive buyer to sellers. We specialize in guiding first-time buyers, whether you’re looking for more space, downsizing, or expanding your investment portfolio. Let us assist you in securing a pre-approval so you can confidently move forward in your home search.
This is where the excitement begins! Finding the right home should be an enjoyable experience. We’ll guide you through viewing homes and understanding their features. Take notes on what you like and dislike about each property. Test the functionality of doors and windows, check water pressure, and inspect under the house if possible. Don’t forget to explore the neighborhood, observe traffic patterns, evaluate parking, and consider proximity to schools and grocery stores.
Once you find a home you’re seriously interested in, it’s time to dive into the details. We’ll help you review disclosures and reports to understand the home’s condition and identify immediate and future needs. Considering the age of homes in our area, some maintenance will always be
necessary. We’ll also evaluate recent comparable sales to establish a value range based on the current market, ensuring you make a well-informed decision.
Once the final paperwork is signed, you’re almost a homeowner! It may take a few days for your loan to be funded, but once the seller receives the check, you’ll get the keys to your new home. Congratulations on becoming a new homeowner!
